Financial Services Disclaimer

General Information Disclaimer

All information and advice provided by norvalistora.com is for general informational purposes only and should not be considered as personalized financial advice for every situation. While we strive to provide accurate and current information, financial markets are subject to rapid changes that may affect the relevance of our advice.

You should always consult with qualified financial professionals before making significant financial decisions.

Information Accuracy

We make every effort to ensure the accuracy and reliability of the information provided in our consultations. However, we cannot guarantee that all information is completely accurate, current, or complete at all times. Financial markets, regulations, and economic conditions change frequently.

Professional Advice Limitations

Our financial planning services provide general guidance and recommendations based on the information you provide. However, this advice should not be considered as definitive professional advice in all circumstances. Individual financial situations are complex and may require specialized expertise.

• Our consultations do not constitute formal financial advice as defined by regulatory authorities.
• We do not provide legal advice and recommend consulting with qualified attorneys for legal matters.
• Our services do not include medical or health-related financial planning advice.
• Specific tax advice should be obtained from qualified tax professionals or accountants.

Always consult with appropriate licensed professionals before implementing financial strategies.

Limitation of Liability

norvalistora.com and its employees, consultants, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of our services or reliance on our advice. Our total liability is limited to the amount paid for our services.

We specifically disclaim liability for::

• Investment losses or poor performance of recommended strategies
• Decisions made based on our advice or recommendations
• Changes in tax laws, regulations, or market conditions
• Third-party actions or advice that contradicts our recommendations

External Links and References

Our materials may reference external websites, publications, or services for additional information. We do not control or endorse these external resources and are not responsible for their content, accuracy, or availability.

Use of external resources is at your own risk and discretion.

Testimonials and Results

Any testimonials, case studies, or success stories shared by norvalistora.com represent individual experiences and should not be considered typical or guaranteed results. Financial outcomes depend on numerous factors including market conditions, individual circumstances, and implementation of advice.

Errors and Omissions

Despite our best efforts to provide accurate information, errors or omissions may occur in our advice or materials. We reserve the right to correct any errors and update our recommendations as new information becomes available.

Please notify us immediately if you discover any errors in our advice or documentation.

Use at Your Own Risk

All financial planning decisions carry inherent risks. You acknowledge that you use our services and implement our advice at your own risk. We encourage you to thoroughly research and understand any financial products or strategies before implementation.

Past performance does not guarantee future results, and all investments carry risk of loss.

Indemnification

You agree to indemnify and hold harmless norvalistora.com from any claims, damages, or expenses arising from your use of our services or implementation of our advice. This includes legal fees and costs associated with defending against any claims related to your financial decisions.

Modifications to Disclaimer

We reserve the right to modify this disclaimer at any time to reflect changes in our services, applicable laws, or industry standards. Updated disclaimers will be posted on our website with the revision date clearly indicated.

Contact Information for Disclaimer Questions

If you have questions about this disclaimer or need clarification on any aspect of our services, please contact us at legal@norvalistora.com or call +27 11 269 1715. We are committed to providing clear information about the scope and limitations of our services.